:root{--red:#d6202a;--red-d:#b01820;--ink:#2b2d31;--ink-2:#3b3e44;--bg:#fff;--soft:#f4f5f6;--line:#e2e4e7;--muted:#5d626a;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
img{max-width:100%;display:block}a{color:inherit}
h1,h2,h3{line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,6vw,3.4rem)}h2{font-size:clamp(1.5rem,4vw,2.1rem)}h3{font-size:1.15rem}
.wrap{width:min(1120px,100% - 2rem);margin:auto}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
/* header */
.hdr{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;gap:1rem;min-height:68px}
.hdr{overflow:visible}
.brand{position:relative;z-index:60;flex:none;width:176px;height:68px}
.brand .disc{position:absolute;left:0;top:8px;width:176px;height:176px;border-radius:50%;background:#fff;display:grid;place-items:center;box-shadow:0 8px 28px rgba(0,0,0,.28);border:4px solid #fff;outline:3px solid var(--red);outline-offset:-1px}
.brand img.full{width:138px;height:auto}.brand img.mono{display:none;width:100%;height:auto}
.hero .wrap{padding-top:clamp(7rem,14vw,10rem)}
.page-hero{padding-top:6.5rem}
.nav{margin-left:auto;display:flex;gap:.25rem;align-items:center}
.nav a{white-space:nowrap;text-decoration:none;padding:.5rem .6rem;border-radius:8px;font-weight:600;font-size:.95rem}
.nav a:hover,.nav a[aria-current=page]{color:var(--red)}
.nav-toggle{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:10px;padding:.7rem .9rem;min-height:44px;font-size:1rem;cursor:pointer}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.85rem 1.4rem;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;min-height:48px}
.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red-d)}
.btn-white{background:#fff;color:var(--ink)}.btn-white:hover{background:var(--soft)}
.btn-ghost{border-color:#fff;color:#fff}.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-line{border-color:var(--ink);color:var(--ink)}.btn-line:hover{background:var(--ink);color:#fff}
.btn-sm{padding:.5rem 1rem;min-height:42px;font-size:.9rem;white-space:nowrap;text-align:center}
/* hero */
.hero{position:relative;color:#fff;background:var(--ink) url(hero-provisoire.jpg) center 62%/cover no-repeat;isolation:isolate;overflow:hidden}
.hero::before{content:"";position:absolute;inset:-12px;background:inherit;filter:blur(1.2px);z-index:-2}
.hero::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(100deg,rgba(33,35,39,.86) 0%,rgba(33,35,39,.55) 45%,rgba(33,35,39,.12) 100%)}
.hero .wrap{padding:clamp(4rem,12vw,8rem) 0 clamp(3.5rem,9vw,6rem)}
.hero .tag{display:inline-block;border-left:4px solid var(--red);padding-left:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;font-size:.85rem;margin-bottom:1rem}
.hero p.lead{font-size:clamp(1.05rem,2.5vw,1.3rem);max-width:40rem;color:#e9eaec}
.hero .cta{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.8rem}
.hero .note{margin-top:1.2rem;font-size:.9rem;color:#cfd2d6;max-width:38rem}
.credit{position:absolute;right:.9rem;bottom:.5rem;max-width:60%;text-align:right;font-size:.7rem;color:#b9bdc3;opacity:.85}
.page-hero{background:var(--ink);color:#fff;padding:3rem 0 2.4rem;border-bottom:5px solid var(--red)}
.page-hero p{color:#d9dbde;max-width:44rem;margin:0}
/* sections */
section.s{padding:clamp(2.5rem,6vw,4.5rem) 0}section.alt{background:var(--soft)}
.grid{display:grid;gap:1.1rem;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.4rem}
.alt .card{border-color:transparent}
.card .ic{width:44px;height:44px;border-radius:12px;background:var(--ink);color:#fff;display:grid;place-items:center;font-weight:800;margin-bottom:.8rem;border-bottom:3px solid var(--red)}
.steps{counter-reset:s;display:grid;gap:1rem;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));padding:0;list-style:none}
.steps li{counter-increment:s;background:#fff;border-radius:var(--r);padding:1.3rem 1.3rem 1.3rem 4rem;position:relative;border:1px solid var(--line)}
.steps li::before{content:counter(s);position:absolute;left:1.1rem;top:1.1rem;width:2.1rem;height:2.1rem;border-radius:50%;background:var(--red);color:#fff;display:grid;place-items:center;font-weight:800}
.todo{background:#fff6e5;border:1px dashed #d9a441;border-radius:10px;padding:.6rem .9rem;font-size:.9rem;color:#6b4a00;margin-top:1rem}
.banner{background:var(--ink);color:#fff;border-radius:var(--r);padding:clamp(1.5rem,4vw,2.5rem);display:flex;flex-wrap:wrap;gap:1.2rem;align-items:center;justify-content:space-between;border-left:6px solid var(--red)}
.banner h2{margin:0}
ul.check{list-style:none;padding:0;margin:.5rem 0}ul.check li{padding-left:1.7rem;position:relative;margin:.35rem 0}
ul.check li::before{content:"";position:absolute;left:0;top:.55em;width:.8rem;height:.45rem;border-left:3px solid var(--red);border-bottom:3px solid var(--red);transform:rotate(-45deg)}
ul.cross li::before{border:0;content:"×";transform:none;top:0;color:var(--red);font-weight:800;left:.1rem;width:auto;height:auto}
/* form */
.form{display:grid;gap:1.4rem}
fieldset{border:1px solid var(--line);border-radius:var(--r);padding:1.2rem 1.3rem 1.3rem;margin:0;background:#fff}
legend{font-weight:800;padding:0 .5rem}
.row{display:grid;gap:1rem;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
label{display:block;font-weight:600;font-size:.93rem;margin-bottom:.3rem}
input,select,textarea{width:100%;font:inherit;padding:.7rem .8rem;border:1.5px solid #c9ccd1;border-radius:10px;background:#fff;color:var(--ink);min-height:46px}
input:focus,select:focus,textarea:focus{outline:3px solid rgba(214,32,42,.25);border-color:var(--red)}
.choices{display:flex;flex-wrap:wrap;gap:.6rem}
.choices label{margin:0;font-weight:600}
.choices input{position:absolute;opacity:0;width:1px;height:1px}
.choices span{display:inline-block;padding:.6rem 1rem;border:1.5px solid #c9ccd1;border-radius:999px;cursor:pointer;min-height:44px}
.choices input:checked+span{background:var(--ink);color:#fff;border-color:var(--ink)}
.choices input:focus-visible+span{outline:3px solid rgba(214,32,42,.4)}
.hint{font-size:.85rem;color:var(--muted);margin:.3rem 0 0}
.notice{background:var(--soft);border-left:5px solid var(--red);padding:1rem 1.2rem;border-radius:0 10px 10px 0}
.ok{display:none;background:#eaf6ee;border:1px solid #9fd2ae;padding:1rem 1.2rem;border-radius:10px}
.err{display:none;background:#fdecec;border:1px solid #f0a8a8;padding:1rem 1.2rem;border-radius:10px}
.hp{position:absolute;left:-9999px}
/* footer */
.ftr{background:var(--ink);color:#d6d8dc;padding:2.5rem 0 5.5rem;margin-top:0}
.ftr .wrap{display:grid;gap:1.5rem;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.ftr a{color:#fff}.ftr h3{color:#fff;font-size:1rem}.ftr img{height:48px;width:auto;margin-bottom:.6rem}
.ftr small{display:block;color:#9ba0a8}
/* sticky mobile bar */
.mbar{display:none}
@media(max-width:1500px){.hdr .btn-sm.hd-call{display:none}.nav a{font-size:.9rem;padding:.5rem .5rem}}
@media(max-width:1240px){
  .nav{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:.5rem 1rem 1rem 1rem;display:none}
  .nav.open{display:flex}.nav a{padding:.8rem}
  .nav-toggle{display:block}
}
@media(max-width:860px){
  .nav{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:.5rem 1rem 1rem;display:none}
  .nav.open{display:flex}.nav a{padding:.8rem}
  .nav-toggle{display:block}
  .brand{width:96px}.brand .disc{width:96px;height:96px;top:6px;padding:12px}.brand img.full{display:none}.brand img.mono{display:block}.hero .wrap{padding-top:6.5rem}.page-hero{padding-top:5.5rem}
  .hdr .btn-sm.hd-call{display:none}
  .hero{background-image:url(hero-provisoire-mobile.jpg)}
  .hero::after{background:linear-gradient(180deg,rgba(33,35,39,.72),rgba(33,35,39,.84))}
  .mbar{display:grid;grid-template-columns:1fr 1.7fr;gap:.5rem;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;padding:.55rem .7rem calc(.55rem + env(safe-area-inset-bottom));border-top:1px solid var(--line);box-shadow:0 -4px 16px rgba(0,0,0,.08)}
  .mbar .btn{padding:.6rem .3rem;font-size:.88rem;white-space:nowrap;min-height:44px}
  .hero .cta .btn{flex:1 1 100%}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.promo{position:absolute;top:1.6rem;right:max(1.2rem,calc((100vw - 1140px)/2));width:300px;background:#fff;color:var(--ink);border-radius:var(--r);border-top:5px solid var(--red);padding:1rem 1.1rem 1.1rem;box-shadow:0 14px 34px rgba(0,0,0,.35);z-index:5}
.promo-tag{display:inline-block;background:var(--red);color:#fff;font-size:.7rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;padding:.15rem .55rem;border-radius:99px;margin-bottom:.5rem}
.promo strong{display:block;font-size:1.02rem;line-height:1.25;margin-bottom:.35rem}
.promo p{margin:0;font-size:.93rem;color:var(--muted)}.promo b{color:var(--ink)}
@media(max-width:1300px){.hero{display:flex;flex-direction:column}.promo{order:-1;position:relative;top:auto;right:auto;width:auto;max-width:460px;margin:6.8rem 1rem 0}.hero .wrap{padding-top:2rem}}

/* Variante B : logo sans cercle, qui chevauche l'en-tête et la photo */
.brand{width:200px}
.brand .disc{width:200px;height:auto;top:6px;border-radius:0;background:none;border:0;outline:0;box-shadow:none;display:block;filter:drop-shadow(0 0 1.5px #fff) drop-shadow(0 8px 16px rgba(0,0,0,.5))}
.brand img.full{width:200px;height:auto}
.hero .wrap{padding-top:clamp(8rem,15vw,11rem)}
.page-hero{padding-top:7.5rem}
@media(max-width:860px){.brand{width:150px}.brand .disc{width:auto;height:auto;padding:0}.brand img.full{display:block;width:150px}.brand img.mono{display:none}.hero .wrap{padding-top:7rem}.page-hero{padding-top:6rem}}
.ph-prestations{background:linear-gradient(100deg,rgba(33,35,39,.9) 0%,rgba(33,35,39,.6) 45%,rgba(33,35,39,.1) 100%),url(bandeau-prestations.jpg) right center/cover no-repeat var(--ink)}
.ph-vehicules{background:linear-gradient(100deg,rgba(33,35,39,.9) 0%,rgba(33,35,39,.6) 45%,rgba(33,35,39,.1) 100%),url(bandeau-vehicules.jpg) right center/cover no-repeat var(--ink)}
.ph-assurance{background:linear-gradient(100deg,rgba(33,35,39,.9) 0%,rgba(33,35,39,.6) 45%,rgba(33,35,39,.1) 100%),url(bandeau-assurance.jpg) right center/cover no-repeat var(--ink)}
@media(max-width:860px){.ph-prestations{background:linear-gradient(180deg,rgba(33,35,39,.78),rgba(33,35,39,.7)),url(bandeau-prestations-mobile.jpg) center/cover no-repeat var(--ink)}.ph-vehicules{background:linear-gradient(180deg,rgba(33,35,39,.78),rgba(33,35,39,.7)),url(bandeau-vehicules-mobile.jpg) center/cover no-repeat var(--ink)}.ph-assurance{background:linear-gradient(180deg,rgba(33,35,39,.78),rgba(33,35,39,.7)),url(bandeau-assurance-mobile.jpg) center/cover no-repeat var(--ink)}}
.page-hero[class*=ph-] .wrap{padding-bottom:1.6rem;padding-top:.8rem}